- InfoSight Newsletter, Vol 6, Issue 20 (5/18/12)
•Bank Bribery Act
•NCUA Issues Letter to Credit Unions Regarding Interest Rate Risk Policy and Program Requirements
•NCUA Implements New Supervision Manual and Consistent Exam Standards
•FinCEN Reminder: E-Filing Reports by July 1, 2012
•FFIEC IT Exam Handbooks Available Online Only
•FinCEN CTR/SAR Webinar and Materials Available
•FinCEN Releases 21st Issue of SAR Activity Review – Trends, Tips & Issues
- InfoSight Newsletter, Vol 6, Issue 19 (5/11/12)
•Board of Directors Responsibility Quiz
•Federal Reserve Board Publishes Comparative Information on Average Debit Card Interchange Fees
•CU Credit Report Rights Covered in CU Mag
•Customer Due Diligence Requirements for Financial Institutions; Extension of Comment Period
•CU Comment Sought on NCUA Annual Reg Review
•IRS Announces 2013 VITA Application Deadline
- InfoSight Newsletter, Vol 6, Issue 18 (5/4/12)
•Board of Directors Responsibility Quiz
•FinCEN Reports Mortgage Fraud SARs Increased in 2011 even as Fourth Quarter Level Decreased
•FinCEN Announces Informational Webinar: Updated Technical Specifications for FinCEN’s New SAR, CTR, and DOEP
•Overdraft Comments Now Due to CUNA May 25
•Free Webinar to Explain CU Online Upgrade
•CUNA: Will CFPB Card Limits Plan Impact CUs?
- InfoSight Newsletter, Vol 6, Issue 176 (4/27/12)
•New Topic: Fiduciary Accounts
•Final NRA Interest Reporting Rule Published
•Employee Rights Notice Posting: Update
•NCUA Report Notes CU Burden in Diversity Standards
•NCUA Reminds of Dos and Don'ts of Compensating Loan Originators
•CFPB Clarifies State Reciprocity in MLO Licensing
•CFPB to Target Credit Discrimination
•CUNA Releases 12-question CU Overdraft Survey
- InfoSight Newsletter, Vol 6, Issue 16 (4/20/12)
•New Topic: Authentication in Internet Banking Environment
•NCUA Suggests CU, Agency Steps to Improve Exams
•NCUA Grants Available for Low-income Credit Unions
•FIs Could Be Responsible for Third-party Actions: CFPB
•Consumer Financial Protection Bureau Seeks Public Comment on Amendment to Credit Card Act Rule
- InfoSight Newsletter, Vol 6, Issue 15 (4/13/12)
•Small Business Health Care Tax Credit
•Fed Amends Regs D, J
•FTC Announces Schedule for Reviewing Regulations
•CUNA/NCUA Interest Rate Risk Webinar on April 17
•Comp Blog Roundup: Latest on NCUA, CFPB Changes
&bullCall Report Site Enhancements Coming, NCUA Says
- InfoSight Newsletter, Vol 6, Issue 14 (4/6/12)
•Bank Secrecy Act Channel Updated
•New Suspicious Activity Report and New Currency Transaction Report Now Available for E-Filing
•Tax Refund Fraud and Related Identity Theft
•Reminder: Exclusivity/Routing Rules Effective April 1
•CFPB Seeks Comment on Mortgage Project, Consumer Surveys
- InfoSight Newsletter, Vol 6, Issue 13 (3/30/12)
•Elder Financial Exploitation
•TCCUSGP Scheduled to End December 31
•Compliance: FCUs Must Tweak Equal Housing Lender Notices
- InfoSight Newsletter, Vol 6, Issue 12 (3/23/12)
•Currency Transaction Reports
•Diversity Plan Approved at NCUA Meeting
•Revised ADA Rules in Effect
•Currency Transaction Report Aggregation for Businesses with Common Ownership
•CFPB Adopts Rule to Protect Consumers Sending Money Internationally—Requests Comment by April 9, 2012
•NCUA Report Shows CU System Improvement
•FinCEN Issues Strategic Plan for Fiscal Years 2012-2016
•CFPB Extends Reg Streamlining Comment Deadline
- InfoSight Newsletter, Vol 6, Issue 11 (3/16/12)
•Model Policies Updated
•FCUs, Members May Agree to Waive Some Membership Rights: NCUA
•CFPB Releases SAFE Act Exam Procedures
•FI Info Could be Protected under CFPB Plan
•NCUA Outlines 'Elements of Effective MBL Program'
•Compliance: Three Questions CEOs Should Ask Staff
- InfoSight Newsletter, Vol 6, Issue 10 (3/9/12)
•Suspicious Activity Reports
•SAR Confidentiality Reminder for Internal and External Counsel of Financial Institutions
•Mortgage-fraud SARs Increase in 2011 3Q
•FinCEN Seeks Comments on Strengthening and Clarifying Customer Due Diligence Requirements
•Comment Call asks for Derivatives Investment Details
•CUNA Seeks Comment on CFPB Remittance Changes
- InfoSight Newsletter, Vol 6, Issue 9 (3/2/12)
•Security Channel Updated
•Treasury to Stop Paying Savings Bond Fees in April
•FinCEN Reports Going Paperless
•Important Notice about Mandatory Electronic Filing of Reports to FinCEN
•FTC Report Raises Privacy Questions about Mobile Applications for Children
•Annual Escrow Statements and Bankruptcy
- InfoSight Newsletter, Vol 6, Issue 8 (2/24/12)
•Bank Secrecy Act Channel Updated
•FinCEN Releases Test Site for the New CTR and SAR
•NCUA Clarifies Long-term Mortgage Mod Rules
•HMDA Exemption Threshold up by $1M in 2012
•CFPB Launches Prototype Periodic Statement
•New CFPB Tool to Streamline Comment Process
- InfoSight Newsletter, Vol 6, Issue 7 (2/17/12)
•Seven Topics Added to the Employment Channel
•FTC Warns Marketers That Mobile Apps May Violate Fair Credit Reporting Act
•CFPB Publishes Remittance Rule and Proposal in Federal Register
•FTC Issues Annual Financial Acts Enforcement Report to Federal Reserve
•February NCUA Report Features Fraud Avoidance Tips
•NCUA Board Cancels February Open Meeting
•CUNA Seeks Comment on NCUA TDR Proposal
- InfoSight Newsletter, Vol 6, Issue 6 (2/10/12)
•Fair Credit Reporting Act
•IRS Issues 'Tax Exempt' Correction to CUs
•HAMP Changes Meant to Expand Aid Reach
•Compliance: CompBlog Clears up Credit Reporting Questions
•Compliance Q&A: Collection Text Messages
•Cordray: CFPB Goals Can Balance Soundness Concerns
•CU Comment Sought on HUD Mortgage Appeals Changes
- InfoSight Newsletter, Vol 6, Issue 5 (2/3/12)
•Servicemembers Civil Relief Act
•Regulators Release Guidance on Junior Lien Loss Allowances
•NCUA Posts 2012 Rule Review
•NCUA Confirms 2012 Operating Fee to Drop 0.9%
•Database Will Track Financial Scams Targeting Military
•IRS Forms for HSAs Updated
•Round Three of Mortgage Disclosure Testing Starts
•Cordray Unveils Plans for CU Advisory Council
•CUNA Seeks Comment on NCUA Liquidity Rule Changes
- InfoSight Newsletter, Vol 6, Issue 4 (1/27/12)
•Identity Theft
•New Disclosures to be Required of Remittance Providers
•Compliance: Update on 1099-K Reporting Requirements
•CUNA Releases Model Bylaws for State-chartered CUs
•U.S. Central ACH Users Should Prep for Change: NCUA
•CFPB Seeks Comment on Proposed Policy Statement on Disclosure of Credit Card Complaint Data
•CFPB Seeks Comment on Financial Education, Credit Card Info Collection
- InfoSight Newsletter, Vol 6, Issue 3 (1/20/12)
•Facebook Security
•Financial Regulators Release Interest Rate Risk FAQ
•Mortgage Originator Exam Steps Released by CFPB
•Free NCUA Webinar to Feature Cordray
- InfoSight Newsletter, Vol 6, Issue 1 (1/13/12)
•Internal Controls and Fraud Prevention
•NCUA Names Risks as 2012 Supervisory Priority
•NCUA Clarifies New Call Report Questions' Intent
•CFPB Outlines Info-sharing Guidelines for Large FIs
•NLRB Delays Effective Date of Employee Rights Notice Again
•BSA, SAR Filings Tick up in 2011
•New CFPB Director Names Nonbank Entities as Focus
•Reg I, Z Comment Deadlines Approaching: CUNA
•CUNA Seeks Comment on CFPB SAFE, RESPA Plans
- InfoSight Newsletter, Vol 6, Issue 1 (1/6/12)
•Record Retention
•5300 Call Report and the Impact of Dodd-Frank
•CUNA Makes ATM Disclosure Advice Available
•NCUA Will Rescind Its Big CU Data Request
•CUNA Identifies Busy Regulatory Arena for 2012
•Compliance: CUs Must Build Better Online Account Security
•NCUA Launches Two New Sites for Transparency
•CUNA Seeks Comment on CFPB Reg M Changes
•CUs Urged to Comment on Loan Participation Investment Rules: CUNA
•CFPB Wants Comment: Should EFTA Rules Change?
- InfoSight Newsletter, Vol 5, Issue 51 (12/30/11)
•Bankruptcy and Collections Channel Updated
•FinCEN Issues Guidance to Assist Financial Institutions with Identifying and Reporting Account Takeover Activity
•CUNA Issues Compliance Alert Regarding ATM Fee Signage
•FinCEN Extends Deadline for Adopting New CTR and SAR
•CUNA Seeks Comment on CFPB Reg Streamlining Plans
- InfoSight Newsletter, Vol 5, Issue 50 (12/23/11)
•More ATM Disclosure Suits Filed Against CUs
•NCUA Proposes RegFlex, Loan Participation Changes
•Reminder: Effective Date of Employee Rights Notice
•CFPB Provides Outlet for Financial Crime Informants
•CFPB Seeks Comment on Mortgage Form Design
- InfoSight Newsletter, Vol 5, Issue 49 (12/16/11)
•SAFE Act Annual Audit Requirement
•NCUA Opinion Addresses Pre-approved CUSO Activity
•CFPB Unveils Sample Credit Card Disclosures
•Reminder: NMLS Annual Renewal Period Ends December 31
•Appraisals under Regulation Z
- InfoSight Newsletter, Vol 5, Issue 48 (12/9/11)
•Business Continuity Planning: Threat Analysis
•CFPB, Treasury Form HAMP Abuse Task Force
•Compliance Must Be Constant, Klewin Writes in CU Mag
•Reg Accountability Act Passes House
- InfoSight Newsletter, Vol 5, Issue 47 (12/2/11)
•ACH: Audit Deadline
•Agencies Issue Statement to Clarify Supervisory and Enforcement Responsibilities for Federal Consumer Financial Laws
•FHFA: Most Maximum Loan Limits Will Remain at 2011 Levels in 2012
•Compliance: Ad Requirement Deadline Approaches
•NFIP Language Passed with Minibus Spending Bill
•FTC Extends Deadline for Comments on Proposed Amendments to the Children’s Online Privacy Protection Rule until December 23
•CUNA Seeks CU Comment on Private Student Loan Market
- InfoSight Newsletter, Vol 5, Issue 46 (11/18/11)
•Chapter 7 Bankruptcy: What Should Your Credit Union Do?
•Reminder: NCUA Share Insurance Advertising Rule Takes Effect January 1, 2012
•Regulation Z and Skip Payment Fees
•Open-end Loan Disclosures for Skip a Payment
•Closed-End Loan Disclosures for Skip a Payment
- InfoSight Newsletter, Vol 5, Issue 45 (11/11/11)
•Fair Debt Collection Practices Act
•Frequently Asked Questions Related to Prepaid Access Final Rule Now Available
•CFPB May Give Some Financial Offenders 'Early Warning'
•CFPB Begins Mortgage Closing Form Revisions
- InfoSight Newsletter, Vol 5, Issue 44 (11/4/11)
•Repossession and Sale of Collateral
•Annual Adjustments for Reserve Calculations and Deposit Reporting, Regulation D
•NCUA Adopts CDRLF Changes
•Notice Regarding How to Correct or Amend Paper Bank Secrecy Act Forms
•CUNA Seeks CU Cost Impact of NACHA Processing Plan
•Compliance: Junior Goes on a Spree with Mom's Debit Card
- InfoSight Newsletter, Vol 5, Issue 43 (10/28/11)
•NMLS Registration under the SAFE Act—Renewal Period Starts November 1
•Administration Enhances Foreclosure-help Program
•FFIEC Announces Revisions to the Calculation of Annual Median Family Income Data
•Matz to Host Webinar Open to Entire Credit Union Industry
•NCUA Office of Consumer Protection
•CFPB Supervision and Examination Manual
•CUNA Seeks Comment on Plan to Help Underbanked
- InfoSight Newsletter, Vol 5, Issue 42 (10/21/11)
•Median Income for Bankruptcy
•CFPB Releases Supervision, Examination Guidance
•Agencies Release Guidance and Proposed Revisions to Interagency Questions and Answers Regarding Flood Insurance
•Federal Reserve System Outlook Live Webinar on "Fair Lending Issues and Hot Topics"
•FinCEN Proposes Reporting Requirement of International Transport of Prepaid Access Products at U.S. Borders
•CFPB Continues to Test Mortgage Disclosure Form Revisions
•FinCEN Releases New SAR Activity Review–Trends, Tips, and Issues
- InfoSight Newsletter, Vol 5, Issue 41 (10/14/11)
•Only One Week Left to Tell Us What You Think!
•NLRB Delays Effective Date of Employee Rights Notice
•FinCEN Expands Outreach to Prepaid Providers
•Federal Reserve Board Seeks Comment on Proposed Rules Intended to Simplify the Administration of Reserve Requirements
- InfoSight Newsletter, Vol 5, Issue 39 (10/7/11)
•Accounts and Advertising Channels Updated/div>
•Equity Ratio, Net Worth Changes Effective October 31
•NCUA Guidance Helps with Savings Bond Changes
•Second Quarter Mortgage Loan Fraud Suspicious Activity Persists
•Third-quarter Issue of Consumer Compliance Outlook Now Available
•BSA E-filing Technical Specifications Webinar Presentation Materials Available
- InfoSight Newsletter, Vol 5, Issue 39 (9/30/11)
•2011 InfoSight User Survey—Update
•Equity Ratio, Net Worth Changes Passed by NCUA
•Federal Financial Institution Regulators Announce Availability of 2010 Data on Mortgage Lending
•Interchange Steering Informant Site Launched by CUNA
•CUNA Seeks Comments on Agency Corporate Changes
•NCUSIF Reserves Being 'Appropriately' Lowered: NCUA
- InfoSight Newsletter, Vol 5, Issue 38 (9/23/11)
•2011 Your Opinion Counts: Complete the 2011 InfoSight User Survey
•CFPB Continues with Mortgage Form Revision
•FinCEN Proposes Mandatory Electronic Filing of Forms and Requests Comments on Mandating E-Filing to Take Effect on June 30, 2012
•NCUA Chairman Launches Regulatory Modernization Initiative
- InfoSight Newsletter, Vol 5, Issue 37 (9/16/11)
•2011 InfoSight User Survey
•FinCEN Releases Technical E-Filing Specifications for New CTR and SAR, Announces Informational Webinar
•Fed Issues 'Small Entity' Routing and Exclusivity Guidance
•IRS Contacting Individual CUs Regarding Tax Exemption
•CU Execs Must Serve Only One Board, NCUA Says
•Agency Reminds CUs: TCCUSF Payments due Sept. 27
•CUs Can Inform CFPB of Work with Military
- InfoSight Newsletter, Vol 5, Issue 36 (9/9/11)
•Model Policies Updated
•NCUA Describes 'Nominal' in Volunteer Awards
•CUNA Launches Operation Comment for CUSO Plan
•ATM Fee Disclosures
•Purging Records for Periodic Destruction
- InfoSight Newsletter, Vol 5, Issue 35 (9/2/11)
•Bank Secrecy Act Channel Updated
•FHA to Drop Single-family Loan Limit Oct. 1
•2011 Stabilization Fund Assessment Set
•Technical Changes to Corporate Rule Relieve Regulatory Burden
•Compliance: New Employee Rights Notices Needed Soon/div>
•From the MCUL Helpline: Michigan Escheat Law
- InfoSight Newsletter, Vol 5, Issue 34 (8/26/11)
•New Topic—FTC Mortgage Acts and Practices—Added to Advertising Channel
•NCUA Addresses Garnishment of Accounts with Federal Benefits
•CUSO as Landlord? NCUA Says Yes
•CUNA Issues Final Rule Analysis for HUD’s Minimum Mortgage Loan Originator Licensing Standards
•CUNA Seeks CUs' Lists of Top Regulatory Burdens
•CompBlog Covers Share Insurance, Credit Score Disclosures
- InfoSight Newsletter, Vol 5, Issue 33 (8/19/11)
•Reminder—August 20 is the Member Notification Due Date for Changes for Regulation CC: Expedited Funds Availability
•NCUA will Disclose CAMEL Ratings to FISCUs
•HR Compliance: Filing Deadline for EEO-1 Report Approaching
•CUNA Seeks Comment on Possible NCUA Derivatives Proposal
•CUNA Releases RESPA Rule Analysis
•From the MCUL Helpline: Opening a Trust Account
- InfoSight Newsletter, Vol 5, Issue 32 (8/12/11)
•Risk-based Pricing Notice
•Federal Appeals Court Decision Could Delay the Implementation of Several Dodd-Frank Wall Street Reform and Consumer Protection Act Regulations
•Agencies Issue Guidance on Federal Debt
•CU Views Sought on CUSO Reporting Plan
•CFPB Nomination Hearing, Mortgage Comment Due Date Rescheduled
•CFPB Setup Continues, Director Awaits Confirmation
•From the MCUL Helpline: Risk Based Pricing Notices and Adverse Action Notices for Commercial Borrowers
- InfoSight Newsletter, Vol 5, Issue 31 (8/5/11)
•Employment Channel Updated
•Date to Take Warren's Spot at CFPB
•NCUA Addresses Asset Reduction via Fed's EBA Program
•NCUA Won't Launch Corporate Assessment Prepay Plan
•CUs Can Comment on New CFPB TILA/RESPA Draft
•NACHA Seeks CU Information on P2P Payments
•NACHA Seeking Comment on Operating Rule Issues
•CUNA Releases FTC Mortgage Ad Rule Analysis
- InfoSight Newsletter, Vol 5, Issue 30 (7/29/11)
•NMLS Registration Deadline is July 29
•Effective Date Announced for Federal Reserve and FTC Final Rules to Implement the Credit Score Disclosure Requirements of the Dodd-Frank Act
•Truth in Savings, Mortgage Registration Move from NCUA to CFPB
•CUSOs Would File Financials to NCUA under Proposal
•Providing Periodic Statements under Regulation E
- InfoSight Newsletter, Vol 5, Issue 29 (7/22/11)
•Changes for Regulation CC: Expedited Funds Availability
•Obama Announces Cordray as CFPB Nominee
•FTC Final Rule Bans Deceptive Mortgage Ads
•CU Comment Sought on Credit-risk Retention Plan
•CUNA Calls for Comments on IRS Form 990 Changes
•CUNA Seeks Comment on NCUA Golden Parachute Rules
- InfoSight Newsletter, Vol 5, Issue 28 (7/15/11)
•Servicemembers Civil Relief Act
•Federal Reserve and FTC Issue Final Rules to Implement the Credit Score Disclosure Requirements of the Dodd-Frank Act
•Federal Reserve Release Lists of Institutions Subject to, and Exempt from the Debit Card Interchange Fee Standards
•HUD Announces Revised Disclosure Notice on Protecting Homeownership Rights of the Military
•Webinar to Address QRM Problems for CUs
- InfoSight Newsletter, Vol 5, Issue 27 (7/8/11)
•Americans with Disabilities Act (ADA) Requirements for ATMs
•FinCEN Attributes Increase in Suspicious Activity Reports Involving Mortgage Fraud to Repurchase Demands
•NCUA to Host Webinar on Voluntary Prepayment of Stabilization Fund Assessments
•NCUA Expands Disaster Relief for Flooded and Storm-affected States
•CUNA Releases Interchange Rule Analysis
- InfoSight Newsletter, Vol 5, Issue 26 (7/1/11)
•Americans with Disabilities Act
•Federal Reserve Issues a Final Rule Establishing Standards for Debit Card Interchange Fees and Prohibiting Network Exclusivity Arrangements and Routing Restrictions
•NCUA Corporate Prepayment Plan Takes Next Step
•FFIEC Releases Supplemental Guidance on Internet Banking Authentication
•New Electronic Notification Systems Improve Communication Channels
•Supreme Court to Look at RESPA Case
•Compliance: What to Know about Reg Z Changes
- InfoSight Newsletter, Vol 5, Issue 25 (6/24/11)
•Permissible and Impermissible Investments
•NCUA: CUs May Invest in Insurance Agencies as CUSOs
•NCUA Adds Alternative Sampling Ability to Low-Income Designation Rule
•NCUA May Alter CU Derivative Investment Rules
•Technical Change Made to NCUA “Golden Parachute Rule”
•HUD Updates SCRA Notice (HUD-92070)
•Compliance: MLOs Must Register by July 29
•NCUA: Inherited IRA is Insured, but Tax Issues can be Complicated
•New CTR and SAR Forms Available on FinCEN Website
•From the MCUL Helpline: Home Equity Applications
- InfoSight Newsletter, Vol 5, Issue 24 (6/17/11)
•ATM-fee Sticker Lawsuits Hit Carolinas
•Updated Zip Code Validations for BSA Reports
•Annual Adjustment of Fee-based Trigger for Additional Mortgage Loan Disclosures
•Annual Adjustment of Dollar Threshold for Exempt Consumer Credit and Lease Transactions
•NCUA Announces Online Financial Literacy Training for FCU Boards
•Compliance: CUs Have NFCC Counseling Line Options
- InfoSight Newsletter, Vol 5, Issue 23 (6/10/11)
•“Accuracy of Advertising and Notice of Insured Status” Rule Change
•CFPB Wants Comment on Lending, Savings, Privacy
•Comments Received on Voluntary Prepayment of Assessments Program
•Adding Spouse to HAS and Providing Debit Card Access
- InfoSight Newsletter, Vol 5, Issue 22 (6/3/11)
•Safekeeping Rules for Investments
•NCUA May Lift Prepayment Plan Contribution Cap
•NCUA Preps for Hurricane Season
•SBA Suggests 7(a) Compliance Changess
- InfoSight Newsletter, Vol. 5, Issue 21 (5/27/2011)
•Dodd-Frank Effective Dates Added to Compliance Calendar
•CFPB Sample Mortgage Disclosures Ready for Comment
•NCUA Alters Indemnification Proposal
•NCUA Advises CUs on Security Breach Prevention
•CUs Could Pre-pay Assessment under NCUAP
•CUNA Seeks Comment on Fed Remittance Disclosures
- InfoSight Newsletter, Vol 5, Issue 20 (5/20/11)
•Frequently Asked Questions Added to Garnishment: Federal Benefits Payments
•CUs Must Pay for NFCC Counseling Line in July
•Federal Reserve Proposes Rule under Regulation E to Create New Consumer Protections for Remittance Transfers
•Joint Fair Value Guidance Completed, Released
•NCUA Expands Disaster Relief for Flood and Storm-affected States
•FinCEN Releases Latest SAR Activity Reviews: By the Numbers, and Trends, Tips & Issues
- InfoSight Newsletter, Vol 5, Issue 19(5/13/11)
•Small Business Health Care Tax Credit Topic Added to Tax Channel
•GAO: CFPB, Regulators Must Add to Mortgage Oversight
•NCUA Announces Allowance for Loan and Lease Losses FREE Webinar
•Garnishment and Fixed Income
•Does Garnishment Interim Final Rule Preempt State and Local Law?
- InfoSight Newsletter, Vol 5, Issue 18 (5/6/11)
•New InfoSight Topic: Garnishment of Federal Benefit Payments
•FinCEN Rule Defines Foreign Accounts: CUNA Analysis
•NCUA Releases 2011 Regulatory Review Targets
•Risk-based Pricing Forms
- InfoSight Newsletter, Vol 5, Issue 17 (4/29/11)
•Reminder: ATMs Must Have Proper Reg E Fee Disclosures
•Fed Clarifies Portions of New TILA Rules
•NCUA Makes Key Changes to Final Corporate CU Rule
•NACHA Warns Fraudulent Emails Continue
•CUNA Seeks Credit Union Check Collection Comments
•Federal Reserve Invites Comment on Two Bankruptcy-Related Studies That It Will Conduct
•From the MCUL Helpline: Closing Fees under RESPA
- InfoSight Newsletter, Vol 5, Issue 16 (4/22/11)
•IRS Form W-8BEN
•Federal Reserve Proposes Rule under Regulation Z Pertaining to a Consumer’s Ability to Repay a Mortgage and Minimum Mortgage Underwriting Standards
•Obama Signs 1099 Extension Repeal
•SAFE Act Registry Training
•Comment on NCUA Compensation Proposal Sought
•Credit Reporting Changes Coming
- InfoSight Newsletter, Vol 5, Issue 15 (4/15/11)
•UBIT
•SAFE Act Registration Process FAQ Website
•NCUA: Referral Fees can be 'Conflict of Interest'
•Permissible Interest Rate Ceiling
•Fed Increases Jumbo Mortgage Escrow Threshold
•FinCEN’s 2010 Mortgage Fraud Report: SAR Filings Up; Potential Abuse of Bankruptcy Identified
- InfoSight Newsletter, Vol 5, Issue 14 (4/8/11)
•IRS Form 1099-MISC
•Form 1099 Changes Just Need President's Signatures
•Fed Loan Compensation Rules Delayed, Pending Appeal
•Agencies Seek Comment on Proposed Rule on Incentive Compensation
•Federal Reserve Proposes Rule Requiring Sponsors of Asset-backed Securities to Retain at Least 5 Percent of the Credit Risk of the Assets Underlying the Securities; CUNA Concerned About Impact on Mortgage Market
•From the MCUL Helpline: Garnishments
- InfoSight Newsletter, Vol 5, Issue 13 (4/1/11)
•Board Responsibilities Channel Updated
•Federal Reserve Expands Consumer Protection Regulations for Credit Transactions and Leases of Higher Dollar Amounts
•NCUA: Some CU Volunteer Costs Can Be Reimbursed
•Key Definitions Could Change: CU Comment Sought
•CUNA Asks for CU Input on Fed Equal Credit Plan
•Comments Sought on Interest Rate Risk Management Proposal
•Who Can Serve as Account Administrator on NMLS?
- InfoSight Newsletter, Vol 5, Issue 12 (3/25/11)
•Advertising Channel Updated
•ATMs Must Have Proper Reg E Fee Disclosures: CMG Alert
•Federal Reserve Issues Clarifications to Regulation Z Provisions that Apply to Open-end Credit Plans, Including Credit Cards
•CUNA Calls for Credit Score Comments
•Proposal Addresses Interest Rate Risk Management
•From the MCUL Helpline:
- InfoSight Newsletter, Vol 5, Issue 11 (3/18/11)
•BSA: Monetary Instruments
•NACHA Warns Of Phishing Scam
•Incentive System for Lending Department Employees
•Applying for the Small Business Health Tax Credit
- InfoSight Newsletter, Vol 5, Issue 10 (3/11/11)
•Enhance Your Search to Find the Information You Need
•NCUA: Directors Can Delegate Authority, with Limits
•Federal Reserve Proposes Amendments to Regulation CC Regarding Collection of Checks and Availability of Funds
•Social Security Administration to Change how Social Security Numbers are Assigned
•Payment Summary Tables under Interim Regulation Z Rule
•From the MCUL Helpline:
- InfoSight Newsletter, Vol 5, Issue 9 (3/4/11)
•Bank Secrecy Act Channel Updated
•Auto Enrollment in ID Theft Prevention Could be UDAP
•Federal Reserve Seeks Comment on Proposed Rules on Risk-based Pricing Notices and Adverse Action Notices
•Treasury Issues New Federal Benefit Garnishment Procedures
•Corporate Credit Union Chartering Rule Effective March 28
•FinCEN Releases Outreach Report on Depository Institutions with Assets under $5 Billion Community Banks and Credit Unions Provide Key Insights
- InfoSight Newsletter, Vol 5, Issue 8 (2/25/11)
•Loans and Leasing Calendar Updated
•Board Extends 18-percent Loan Interest Rate Ceiling
•Federal Reserve Issues Final Rule and Seeks Comment on Proposed Revisions to Escrow Account Requirements for Home Mortgage Loans
•FinCEN Advisory Warns of Elder Financial Exploitations
•Examiners' Handbook 'InfoBase' Gets Redesign
•Deposit Accounts or Share Accounts—Which Heading is Correct?
- InfoSight Newsletter, Vol 5, Issue 7 (2/18/11)
•Loans and Leasing Channel Reorganized
•2011 HMDA Requirements Outlined by NCUA
•NCUA Clarifies Its Guidance on Third-party Investment Sales
•Credit Score Disclosure
•Low Credit Score as Justification to Impose an Exception Hold under Regulation CC?
- InfoSight Newsletter, Vol 5, Issue 6 (2/11/11)
•Student Loans Topic Added to Loans and Leasing Channel
•Fed Ends Development of Three Reg Z Mortgage Rule Changes
•The Federal Reserve System to Host Free Webcast on Risk-based Pricing Notices
•NCUA Details Financial Literacy Requirements for FCU Directors
•Treasury Offers Webinar on Electronic Benefit Payments
•Bellco Receives UBIT Refund from IRS
•Warren: CFPB Will Work for Reduced Reg Burden
- InfoSight Newsletter, Vol 5, Issue 5 (2/4/11)
•Credit Cards Topic Added to Loans and Leasing Channel
•Agencies Announce Start of Initial Registration Period under S.A.F.E. Act's Mortgage Loan Originator Provisions
•FinCEN Asks for Outside Input on Database Changes
•NCUA Answers Query on Correspondent Services to Other CUs
•Reg M, Z Comment Deadlines Near
•NCUA Final Rule on Permanent Insurance Coverage of $250,000
- InfoSight Newsletter, Vol 5, Issue 4 (1/28/11)
•Security Program for Credit Unions
•Foreclosure Management for CUs Covered in NCUA Letter
•Tips to Help Credit Unions Comply with SAFE Act Registration
•IRS Increases Gross Receipts Threshold under Form 990
•Model Risk-based Pricing Notice: Changes Allowed?
•From the MCUL Helpline: Record Retention
- InfoSight Newsletter, Vol 5, Issue 3 (1/21/11)
•Payment Card Industry Data Security Standard
•Truth-in-Savings Changes Finalized by NCUA
•Nationwide Mortgage Licensing System & Registry Resource Center
•Compliance: How Many Background Checks are Enough?
•CUNA Unveils Extensive Guidance on CU Exam Issues
•Federal Reserve Announces Online Publication on Rules about Credit Decisions and Notices
- InfoSight Newsletter, Vol 5, Issue 2 (1/14/11)
•Facebook Security
•Third Quarter Reports of Mortgage Fraud Up Slightly
•Obama Signs NCUA Technical Amendments into Law
•Model Forms in Risk-based Pricing Regulations
- InfoSight Newsletter, Vol 5, Issue 1 (1/7/11)
•Record Retention
•Effective Dates Set for FCU Director Duties Rule
•Regulators Set Supervisory Expectations for Internet Authentication
•New FCRA Risk-based Rules
•NFIP Broadens PRP Flood Insurance Coverage: NCUA
•Multi-Featured Open-End Lending
